Cyclical event that occurs as the availability of funds to be borrowed increases or decreases for a borrower. Someone who borrows in a period where borrowers can easily influence the terms of the loan is termed a price seeker. On the other hand, someone who borrows in a period where borrowers cannot easily influence the terms of a loan is termed a price taker.
Related information about credit cycle:
- Credit cycle - Wikipedia, the free encyclopedia
The credit cycle is the expansion and contraction of access to credit over the course of the business cycle. Some economists, including Barry Eichengreen, ...
- Credit Cycle Definition | Investopedia
A cycle involving the access to credit by borrowers. Credit cycles first go through periods in which funds are easy to borrow; these periods are characterized by ...
- Credit cycle vs. economic cycle
Credit cycles occur as liquidity availability increases until its abundance pushes the bargaining power to the borrower. The borrower commands...
- The Credit Cycle and the Business Cycle - Federal Reserve Bank of ...
credit cycle can influence the course of the business cycle. 2. MEASURING STANDARDS. The Federal Reserve collects information on bank credit standards in ...
- Global Credit Cycle Lurches Down | The Big Picture
Nov 8, 2012 ... After a brief period of stabilization, our measure of global credit impulse has plummeted. This does not bode well for European equities.
- Curbing the credit cycle | vox
Mar 17, 2011 ... Evaluating the merits of these proposals requires a conceptual understanding of the causes of the credit cycle and an empirical quantification of ...
- Issuer Quality and the Credit Cycle
Issuer Quality and the Credit Cycle. Robin Greenwood, Samuel G. Hanson. NBER Working Paper No. 17197. Issued in July 2011. NBER Program(s): AP CF ME ...
- What Is a Credit Cycle?
A credit cycle is a period during which the availability of credit in a market, country or the entire world expands and then contracts. Many economic theories link ...