1. A lockdown on a consumer's credit report. During a credit freeze, outside agencies are not permitted to access the file unless the consumer allows it to happen. 2. A situation where the availability of cash provided by lending institutions is put on hold. During this time, consumers and businesses requiring loans will find it hard to get approved despite creditworthiness, and banks typically stop or slow down lending to other banks.

Related information about credit freeze:

1. Security Freeze
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2. Credit freeze - Wikipedia, the free encyclopedia
   A credit freeze, also known as a credit report freeze, a credit report lock down, a credit lock down, a credit lock or a security freeze, allows an individual to control ...
    
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   Control third party access to your credit. Find out how to put a security freeze on your credit report online.
    
4. State Security Freeze Laws
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5. Credit Freeze and Thaw Guide | www.clarkhoward.com
   Oct 27, 2010 ... Consumer advocate Clark Howard explains how to freeze your credit file so no one can open new lines of credit in your name.
    
6. Credit Freeze - Deter. Detect. Defend. Avoid ID Theft
   If you place a credit freeze, potential creditors and other third parties will not be ... Placing a credit freeze does not affect your credit score – nor does it keep you ...
    
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8. Equifax | PersonalIDInfo
   If you would like to review general information about security freezes, please click here. If you would like to review State specific information about security ...