A bank calculation on funds available that can be used to offset bank service charges. This enables the bank to charge lower service fees for large customer accounts because large accounts have higher earnings allowance. It is within the bank's discretion to set the earnings allowance but it is usually based on the US Treasury bill interest rate.
Related information about earnings allowance:
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General Information - NC Industries and Occupations ...
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Aug 30, 2012 ... Your earnings allowance is one and one quarter times (125% of) your ... If your actual weekly earnings are less than your earnings allowance, ...
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