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experience rating

A quantitative measure used by an insurance company to determine how much a given policy should cost, calculated using historical data to determine the risk of future claims.

Related information about experience rating:
  1. Experience rating - Wikipedia, the free encyclopedia
    Experience rating is a method used by insurers to determine pricing of premiums for different groups or individuals based on the group or individual's history of ...
     
  2. WCIRB Guide to Experience Rating
    Updated to reflect January 1, 2012 changes to the Experience Rating System. California's workers' compensation experience rating system is a merit rating ...
     
  3. Experience Rating
    The experience rating process is the method used to determine the rate. The last day of each fiscal year, September 30, is called the "computation date" when ...
     
  4. Experience Rating - Financial Dictionary - The Free Dictionary
    Also found in: Medical, 0.01 sec. Experience rating. A technique insurance companies use to determine the correct price of a policy premium. Experience Rating ...
     
  5. Experience Rating Listing
    Welcome to the Experience Rating Education section. The webinars and presentations highlighted below are designed with the experience rating professional ...
     
  6. What is experience rating? definition and meaning
    Definition of experience rating: A quantitative measure used by an insurance company to determine how much a given policy should cost, calculated using ...
     
  7. Experience Rating Plan
    Experience rating is a procedure utilizing past insurance experience of individual employers to forecast or predict future experience. It is a systematic, ...
     
  8. COMMUNITY VERSUS EXPERIENCE RATING HEALTH INSURANCE
    Jul 3, 2008 ... In comparison, an insurer uses “experience rating” when it predicts a group's future medical costs based on its past experience (i.e., the actual ...