A Federal law passed in 2003 granting consumers free access to a copy of their credit report from each of the 3 major credit bureaus (Experian, TransUnion, and Equifax) once every 12 months. This act gives individuals easier access to discover and correct errors or identity theft in their credit history that might negatively affect their credit score.
Related information about Fair and Accurate Credit Transactions Act (FACTA):
- Fair and Accurate Credit Transactions Act - Wikipedia, the free ...
The Fair and Accurate Credit Transactions Act of 2003 (abbreviated FACT Act or FACTA, Pub.L. 108-159) is a United States federal law, passed by the United ...
- Facts on FACTA, the Fair and Accurate Credit Transactions Act ...
A numerical value or categorization derived from a statistical tool or modeling system used by a person who makes or arranges a loan to predict the likelihood of ...
- FACTA Disposal Rule Goes into Effect June 1
Jun 1, 2005 ... FACTA Disposal Rule Goes into Effect June 1. Beginning today, a new federal rule will require businesses and individuals to take appropriate ...
- FTC Office of the Secretary - Fair Credit Reporting Act Links
Oct 24, 2012 ... FTC educational material and staff opinions on the FCRA. Also some information on the Fair and Accurate Credit Transactions Act of 2003 ...
- FDIC: Credit Reports and Scores
Jan 29, 2009 ... The FDIC has created this webpage to inform consumers about the new Fair and Accurate Credit Transactions Act's (FACTA) consumer ...
- The Fair and Accurate Credit Transactions Act (FACTA ...
Jun 15, 2009 ... QuickCounsel. The Fair and Accurate Credit Transactions Act (FACTA). By Ken Grosserode, WeComply, Inc.
- Fair And Accurate Credit Transactions Act (FACTA) Definition ...
A U.S. resolution passed in 2003 that is aimed at enhancing protection measures for identity theft by creating standards for the handling of credit card numbers.
- Fair and Accurate Credit Transactions Act of 2003 - U.S. ...
Dec 4, 2003 ... PUBLIC LAW 108–159—DEC. 4, 2003. FAIR AND ACCURATE CREDIT TRANSACTIONS. ACT OF 2003. VerDate 11-MAY-2000 04:48 Dec 12 ...