Assuming that the index value associated with an ARM emulates a similar pattern to that of an index value that occurred in earlier years. This practice is typically unhelpful because showing changing mortgage payments on mortgages that were started in the past does not help a borrower. Using that historical information on how it applies to a current mortgage, however, would be helpful.
Related information about historical scenario:
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The assumption that the index value to which the interest rate on an ARM is tied follows the same pattern as in some prior historical period. In meeting their ...
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