Cash value life insurance policies in which the rate credited by the insurer is adjusted to reflect the current performance of its investment portfolio which is influenced by the prevailing interest rate environment. As the yield on the insurer's investment portfolio increases, the credited cash value rate can also increase.
Related information about interest sensitive policies:
- about: insurance: INTEREST-SENSITIVE POLICIES
In more than 90% of lump-sum interest-sensitive policies, the policyholder's life was insured for $60,000 or less compared to average coverage of approximately ...
- Interest-Sensitive Life Insurance - Monumental Life - The Quality Life ...
How do DynaMax and Dynamic I interest-sensitive policies work to my benefit? Monumental Life sells two interest-sensitive life insurance policies with different ...
- Interest Sensitive - Financial Dictionary - The Free Dictionary
... would not be affected by the temporary freeze on interest-sensitive policies and should continue to transact business as usual at their respective institutions.
- Chapter 4
Because of these situations, interest sensitive policies were developed by life insurance companies. Because of the disintermediation, insurers had to liquidate ...
- Chapter 6
Prior to the interest-sensitive policies being made available, non-participating, guaranteed cost life insurance was a strong part of the market. It performed well ...
- Endowment vs Whole Life Insurance - Difference and Comparison ...
Interest sensitive policies, the interest accrued on the cash value varies with the market conditions. The death benefit remains constant though the premiums ...
- Interest Sensitive Cash Flow Analysis: Definition from Answers.com
Previous: Interest Rates, Guaranteed/Excess, Interest Rate Swap, Interest Rate Scenario. Next: Interest Sensitive Policies, Interest and Dividend Tax Compliance ...
- 980 F2d 1213 Je Allison v. Security Benefit Life Insurance Company ...
Thereafter, McNeill Agency complained at length about SBL's administration of the FPL interest sensitive policies. In 1989, SBL terminated McNeill Agency.