Policies that are set in place to create universal guidelines within a financial institution for all potential borrowers. Lending standards may vary from one financial institution to another and from one region to another. For example, a national bank may have lower requirements or lending standards for potential clients than savings and loan institutions. This may be because national banks generally have greater access to capital.
Related information about lending standards:
- What is lending standards? definition and meaning
Definition of lending standards: Policies that are set in place to create universal ... Lending standards may vary from one financial institution to another and from ...
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- Are lending standards too tight? « Bankrate, Inc.
Sep 19, 2012 ... More than half of the borrowers who were approved for a mortgage in August had credit scores above 740.