Exchange Currency

next-day funds

A banking term that is used to describe the funds available for use, which is typically one working day after the transaction day. This type of fund is only available when the deposit has cleared, hence some banks will use same-day funds (opposite of next-day fund) when there is an efficient system of dealing with risk associated with clearance and clearing the deposit on the same day of the transaction.

Related information about next-day funds:
  1. Next-Day Funds Definition | Investopedia
    In investing, next-day funds are available the business day following a trade; however, most trades have used same-day funds settlement since 1996, based on ...
     
  2. Next-Day Funds: Definition from Answers.com
    Next Day Funds Funds available for withdrawal or transfer the next business day. This is the earliest date that checks cleared through a local clearinghouse.
     
  3. What is next-day funds? definition and meaning
    Definition of next-day funds: A banking term that is used to describe the funds available for use, which is typically one working day after the transaction day.
     
  4. New! Next-Day Funds Transfer with Kapitall Generation | KAPITALL ...
    Next-Day Funds Transfer with Kapitall Generation. Posted 02/02/12 | By: Kapitall. Share. When you're ready to pull the trigger on a trade, time is of the essence.
     
  5. What Are Same-Day Funds?
    Next-day funds are not available for use until the business day following the transaction. These include most consumer deposits, such as paychecks.
     
  6. FAQ - Metro Bank Serving Central PA
    Metro Bank offers next day funds availability on deposited checks. Checks deposited before 6 PM on a business day will be available the next business day to ...
     
  7. Business Banking | Wilshire State Bank
    Reduced processing time and next-day funds availability; Competitive discount rates, provided by BankCard Services; Three months of VIP customer service ...
     
  8. Legal - Sovereign Bank
    ... Scanner1 — deposit checks without leaving the office; Merchant Services — enable credit and debit card customer payments with next day funds availability2 ...